Supporting information:

G2 Information extracted from the Key Information Summaries of overseas incorporated banks


	ANZ Group	CBA (NZ)	Citi	Deutsche Bank	HSBC	JPMorgan	Kookmin	MUFG	Rabobank	Westpac
*Time period covered*
Annual balance date	30-Sep	30-Jun	31-Dec	31-Dec	31-Dec	31-Dec	31-Dec	31-Mar	31-Dec	30-Sep
*Banking group in NZ:*
End of period covered by the disclosure statement	31-Mar-10	31-Mar-10	31-Mar-10	31-Mar-10	31-Mar-10	31-Mar-10	31-Mar-10	31-Mar-10	31-Mar-10	31-Mar-10
Number of months covered by the disclosure statements	6	9	3	3	3	3	3	12	3	6
*Overseas banking group:*
End of period covered by the disclosure statement	31-Mar-10	31-Dec-09	31-Mar-10	31-Mar-10	31-Dec-09	31-Mar-10	31-Dec-09	31-Mar-10	31-Dec-09	31-Mar-10
Number of months covered by the disclosure statements	6	6	3	3	12	3	12	12	12	6
*Profitability - Banking group in NZ:*
Net profit (NZ$m)	386	172	4	-34	13	1	2	11	11	455
Net profit for the previous 12 months as a % of average total assets	0.1	0.4	0.6	-0.1	0.9	1.6	1.8	0.8	0.6	-0.4
*Profitability - Overseas banking group:*
Net profit	AUD1,925m	AUD2,914M	USD2,192m	EUR1,777m	HKD50,644m	USD2,734m	KRW527b	JPY363b	EUR2,288m	AUD2,875m
Net profit for the previous 12 months as a % of average total assets	0.7	0.8	-0.2	0.3	1.2	0.5	0.2	0.2	0.4	0.7
*Peak credit exposure concentrations - Non-bank counterparties:*
10≤20%	-	-	-	-	-	-	-	-	-	-
20≤30%	-	-	-	-	-	-	-	-	-	-
≥30%	-	-	-	-	-	-	-	-	-	-
*Peak credit exposure concentrations - Bank-counterparties:*
10≤50%	-	-	-	-	-	-	-	-	-	-
50≤100%	-	-	-	-	-	-	-	-	-	-
≥100%	-	-	-	-	-	-	-	-	-	-
*Credit rating(s)*
Issued by Standard and Poor's	AA	AA	A+	A+	AA	AA-	A	A+	AAA	AA
Issued by Moody's	Aa1	Aa1	A1	Aa3	Aa1	Aa1	A1	Aa2	Aaa	Aa1
Issued by Fitch	AA-	AA	A+	AA-	AA	AA-	-	A	AA+	AA
*Capital adequacy*
Tier 1	10.7	9.1	13.6	11.2	12.2	10	10.82	10.84	13.8	8.6
Capital	13	11.6	15.48	11.8	16.1	14.1	14.04	15.54	14.1	10.8
*Size - Banking group in NZ:*
Total assets (NZ$m)	123,504	70,700	2,442	2,893	4,870	193	376	1,573	8,988	72,159
% change last 12 months	-7.1	-3	-35.6	-32.6	-20	8.4	-7.3	38.1	4.2	-7.3
*Size - Overseas banking group:*
Total assets	AUD507b	AUD625b	USD1,171b	EUR1,670b	HKD4,342b	USD1,675b	KRW262,168b	JPY165,094b	EUR608b	AUD601b
% change last 12 months	0.8	1.1	2.4	-20.6	1.9	-0.8	-1.6	2.7	-0.7	1.1
*Asset quality - Banking group in NZ:*
Impaired assets (NZ$m)	1,736	496	-	51	45	-	-	-	299	759
As a % of total assets	1.4	0.7	-	1.8	0.9	-	-	-	3.3	1.1
Specific provisions (NZ$m)	608	101	-	51	10	-	-	-	91	233
As a % of impaired assets	35.0	29.1	-	100.0	21.6	-	-	-	30.7	30.7
Collective provisions (NZ$m)	867	235	-	-	3	-	-	-	20	597
*Asset quality - Overseas banking group:*
Impaired assets	AUD5,888m	AUD4,823m	USD35,329m	EUR4,975m	HKD16,196m	USD47,066m	KRW2,380b	JPY1,367b	EUR9,090m	AUD4,068m
As a % of total assets	1.2	0.8	3	0.3	0.4	2.8	1.4	0.8	1.5	0.7
Specific provisions	AUD1,593m	AUD1,822m	-	EUR2,052m	HKD8,088m	USD23,536m	KRW1,187b	JPY351b	EUR3,560m	AUD1,576m
As a % of impaired assets	27.1	-	-	27.9	49.9	50	49.9	25.7	39.2	36.7
Collective provision	AUD3,037m	AUD3,452m	-	EUR1,403m	HKD6,192m	-	KRW2,345b	JPY619b	EUR416m	AUD3,697m


Last updated 29 July 2010
Source: Key Information Summaries


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