Supporting information:

G2 Information extracted from the Key Information Summaries of overseas incorporated banks


	ANZ Group	CBA (NZ)	Citi	Deutsche Bank	HSBC	J.P.Morgan	Kookmin	MUFG	Rabobank	Westpac
*Time period covered*
Annual balance date	30-Sep	30-Jun	31-Dec	31-Dec	31-Dec	31-Dec	31-Dec	31-Mar	31-Dec	30-Sep
*Banking group in NZ:*
End of period covered by the disclosure statement	30-Sep-09	30-Sep-09	30-Sep-09	30-Sep-09	30-Sep-09	30-Sep-09	30-Sep-09	30-Sep-09	30-Sep-09	30-Sep-09
Number of months covered by the disclosure statements	12	3	9	9	9	9	9	6	9	12
*Overseas banking group:*
End of period covered by the disclosure statement	30-Sep-09	30-Jun-09	30-Sep-09	30-Sep-09	30-Jun-09	30-Sep-09	31-Dec-08	30-Sep-09	31-Dec-08	30-Sep-09
Number of months covered by the disclosure statements	12	12	9	9	6	9	12	6	12	12
Profitability
Banking group in NZ:
Net profit (NZ$m)	194	-117	18	89	38	0.3	5	5	98	-494
Net profit for the previous 12 months as a % of average total assets	0.2	0.2	1.1	3.2	0.9	0.0	1.5	0.7	0.1	-0.7
Overseas banking group:
Net profit	AUD2,945m	AUD4,723m	-USD2,270m	EUR3,649m	HKD24,443m	USD6,543m	KRW1,873b	JPY123b	EUR2,754m	AUD3,446m
Net profit for the previous 12 months as a % of average total assets	0.6	0.9	-0.6	-0.1	1.1	0.6	0.8	-0.2	0.5	0.6
Peak credit exposure concentrations
(number for banking group in NZ in relation to the equity of the overseas banking group)
Non-bank counterparties:
10-20%	-	-	-	-	-	-	-	-	-	-
20-30%	-	-	-	-	-	-	-	-	-	-
>30%	-	-	-	-	-	-	-	-	-	-
Bank-counterparties:
10-50%	-	-	-	-	-	-	-	-	-	-
50-100%	-	-	-	-	-	-	-	-	-	-
>100%	-	-	-	-	-	-	-	-	-	-
*Credit rating(s)*
(on NZ$ long-term senior unsecured obligations in NZ)
Issued by Standard and Poor's	AA	AA	A+	A+	AA	AA-	A	A+	AAA	AA
Issued by Moody's	Aa1	Aa1	A1	Aa1	Aa1	Aa1	A2	Aa2	Aaa	Aa1
Issued by Fitch	AA-	AA	A+	AA-	AA	Aa-	..	A	AA+	AA-
*Capital adequacy*
(of the overseas banking group as a percentage of total risk-weighted credit exposures)
Tier 1	10.6	8.1	15.16	11.7	11.9	9.1	9.92	9.2	12.7	8.1
Capital	13.7	10.4	17.53	13.1	15.9	12.9	13.18	13.72	13.0	10.8
Size
Banking group in NZ:
Total assets (NZ$m)	126,314	71,455	2,584	3,316	4,891	134	419	1,327	8,848	73,444
% change last 12 months	2.6	2.2	-16.2	-24.7	-18.5	538.1	-17.6	29.8	15.6	3.6
Overseas banking group:
Total assets	AUD477b	AUD620b	USD1,187b	EUR1,660b	HKD4,385b	USD1,670b	KRW267,549b	JPY162,793b	EUR612b	AUD590b
% change last 12 months	1.4	27.2	-1.7	-19.5	6.3	-5.6	19.9	5.0	7.3	34.1
Asset quality
Banking group in NZ:
Impaired assets (NZ$m)	1,188	486	-	-	42	-	-	-	215	676
As a % of total assets	0.9	0.7	-	-	0.9	-	-	-	2.4	0.9
Specific provisions (NZ$m)	477	137	-	-	13	-	-	-	58	152
As a % of impaired assets	40.2	36.3	-	-	31.1	-	-	-	27.0	22.5
Collective provisions (NZ$m)	804	248	-	-	3	-	-	-	15	510
Overseas banking group:
Impaired assets	AUD5,060m	AUD4,210m	USD36,459m	EUR4,651m	HKD16,141m	USD43,059m	KRW2,558b	JPY1,289b	EUR6,455m	AUD3,181m
As a % of total assets	1.1	0.7	3.1	0.3	0.4	2.6	1.0	0.8	1.1	0.5
Specific provisions	AUD1,526m	AUD1,729m	-	EUR1,870m	HKD7,540m	USD22,804m	KRW1,156b	JPY284b	EUR2,357m	AUD1,228m
As a % of impaired assets	30.2	44.1	-	27.6	46.7	52.9	45.2	22.0	36.5	38.6
Collective provision	AUD3,000m	AUD3,225m	-	EUR1,310m	HKD6,785m	-	KRW456b	JPY903b	EUR267m	AUD3,506m

Last updated 28 January 2010
For more information download the historical data above.
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