Supporting information:
G2 Information extracted from the Key Information Summaries of overseas incorporated banks
| ANZ Group | CBA (NZ) | Citi | Deutsche Bank | HSBC | JPMorgan | Kookmin | MUFG | Rabobank | Westpac | |||||||||||
| Time period covered | ||||||||||||||||||||
| Annual balance date | 30-Sep | 30-Jun | 31-Dec | 31-Dec | 31-Dec | 31-Dec | 31-Dec | 31-Mar | 31-Dec | 30-Sep | ||||||||||
| Banking group in NZ: | ||||||||||||||||||||
| End of period covered by the disclosure statement | 31-Mar-10 | 31-Mar-10 | 31-Mar-10 | 31-Mar-10 | 31-Mar-10 | 31-Mar-10 | 31-Mar-10 | 31-Mar-10 | 31-Mar-10 | 31-Mar-10 | ||||||||||
| Number of months covered by the disclosure statements | 6 | 9 | 3 | 3 | 3 | 3 | 3 | 12 | 3 | 6 | ||||||||||
| Overseas banking group: | ||||||||||||||||||||
| End of period covered by the disclosure statement | 31-Mar-10 | 31-Dec-09 | 31-Mar-10 | 31-Mar-10 | 31-Dec-09 | 31-Mar-10 | 31-Dec-09 | 31-Mar-10 | 31-Dec-09 | 31-Mar-10 | ||||||||||
| Number of months covered by the disclosure statements | 6 | 6 | 3 | 3 | 12 | 3 | 12 | 12 | 12 | 6 | ||||||||||
| Profitability - Banking group in NZ: | ||||||||||||||||||||
| Net profit (NZ$m) | 386 | 172 | 4 | -34 | 13 | 1 | 2 | 11 | 11 | 455 | ||||||||||
| Net profit for the previous 12 months as a % of average total assets | 0.1 | 0.4 | 0.6 | -0.1 | 0.9 | 1.6 | 1.8 | 0.8 | 0.6 | -0.4 | ||||||||||
| Profitability - Overseas banking group: | ||||||||||||||||||||
| Net profit | AUD1,925m | AUD2,914M | USD2,192m | EUR1,777m | HKD50,644m | USD2,734m | KRW527b | JPY363b | EUR2,288m | AUD2,875m | ||||||||||
| Net profit for the previous 12 months as a % of average total assets | 0.7 | 0.8 | -0.2 | 0.3 | 1.2 | 0.5 | 0.2 | 0.2 | 0.4 | 0.7 | ||||||||||
| Peak credit exposure concentrations - Non-bank counterparties: | ||||||||||||||||||||
| 10≤20% | - | - | - | - | - | - | - | - | - | - | ||||||||||
| 20≤30% | - | - | - | - | - | - | - | - | - | - | ||||||||||
| ≥30% | - | - | - | - | - | - | - | - | - | - | ||||||||||
| Peak credit exposure concentrations - Bank-counterparties: | ||||||||||||||||||||
| 10≤50% | - | - | - | - | - | - | - | - | - | - | ||||||||||
| 50≤100% | - | - | - | - | - | - | - | - | - | - | ||||||||||
| ≥100% | - | - | - | - | - | - | - | - | - | - | ||||||||||
| Credit rating(s) | ||||||||||||||||||||
| Issued by Standard and Poor's | AA | AA | A+ | A+ | AA | AA- | A | A+ | AAA | AA | ||||||||||
| Issued by Moody's | Aa1 | Aa1 | A1 | Aa3 | Aa1 | Aa1 | A1 | Aa2 | Aaa | Aa1 | ||||||||||
| Issued by Fitch | AA- | AA | A+ | AA- | AA | AA- | - | A | AA+ | AA | ||||||||||
| Capital adequacy | ||||||||||||||||||||
| Tier 1 | 10.7 | 9.1 | 13.6 | 11.2 | 12.2 | 10 | 10.82 | 10.84 | 13.8 | 8.6 | ||||||||||
| Capital | 13 | 11.6 | 15.48 | 11.8 | 16.1 | 14.1 | 14.04 | 15.54 | 14.1 | 10.8 | ||||||||||
| Size - Banking group in NZ: | ||||||||||||||||||||
| Total assets (NZ$m) | 123,504 | 70,700 | 2,442 | 2,893 | 4,870 | 193 | 376 | 1,573 | 8,988 | 72,159 | ||||||||||
| % change last 12 months | -7.1 | -3 | -35.6 | -32.6 | -20 | 8.4 | -7.3 | 38.1 | 4.2 | -7.3 | ||||||||||
| Size - Overseas banking group: | ||||||||||||||||||||
| Total assets | AUD507b | AUD625b | USD1,171b | EUR1,670b | HKD4,342b | USD1,675b | KRW262,168b | JPY165,094b | EUR608b | AUD601b | ||||||||||
| % change last 12 months | 0.8 | 1.1 | 2.4 | -20.6 | 1.9 | -0.8 | -1.6 | 2.7 | -0.7 | 1.1 | ||||||||||
| Asset quality - Banking group in NZ: | ||||||||||||||||||||
| Impaired assets (NZ$m) | 1,736 | 496 | - | 51 | 45 | - | - | - | 299 | 759 | ||||||||||
| As a % of total assets | 1.4 | 0.7 | - | 1.8 | 0.9 | - | - | - | 3.3 | 1.1 | ||||||||||
| Specific provisions (NZ$m) | 608 | 101 | - | 51 | 10 | - | - | - | 91 | 233 | ||||||||||
| As a % of impaired assets | 35.0 | 29.1 | - | 100.0 | 21.6 | - | - | - | 30.7 | 30.7 | ||||||||||
| Collective provisions (NZ$m) | 867 | 235 | - | - | 3 | - | - | - | 20 | 597 | ||||||||||
| Asset quality - Overseas banking group: | ||||||||||||||||||||
| Impaired assets | AUD5,888m | AUD4,823m | USD35,329m | EUR4,975m | HKD16,196m | USD47,066m | KRW2,380b | JPY1,367b | EUR9,090m | AUD4,068m | ||||||||||
| As a % of total assets | 1.2 | 0.8 | 3 | 0.3 | 0.4 | 2.8 | 1.4 | 0.8 | 1.5 | 0.7 | ||||||||||
| Specific provisions | AUD1,593m | AUD1,822m | - | EUR2,052m | HKD8,088m | USD23,536m | KRW1,187b | JPY351b | EUR3,560m | AUD1,576m | ||||||||||
| As a % of impaired assets | 27.1 | - | - | 27.9 | 49.9 | 50 | 49.9 | 25.7 | 39.2 | 36.7 | ||||||||||
| Collective provision | AUD3,037m | AUD3,452m | - | EUR1,403m | HKD6,192m | - | KRW2,345b | JPY619b | EUR416m | AUD3,697m | ||||||||||
Last updated 29 July 2010 |
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Source: Key Information Summaries |
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