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Banking system oversight

The following sections provide information on the prudential oversight of banks in New Zealand.

  • Archive
    Past policy papers and Bulletin articles.

Latest updates

May 2013 – The Reserve Bank has implemented stage one of its review of bank capital adequacy requirements for residential mortgage loans, with the new requirements taking effect from 30 September 2013.

March 2013 – The Reserve Bank has issued a consultation paper (PDF 100KB) on the review of bank capital adequacy requirements for housing loans (stage one).

March 2013 – The Reserve Bank has updated its working copies of the disclosure Orders in Council to reflect Basel III capital adequacy changes, and has published a feedback statement (PDF 118KB) on the consultation leading to the disclosure changes.

March 2013 - The Reserve Bank has issued a consultation paper (PDF 286KB) on the “Open Bank Resolution Pre-positioning Requirements Policy” (BS17) and some consequential changes to the Statement of Principles (BS1).

March 2013 - The Reserve Bank issued a consultation paper (PDF 227KB) on its proposed macro-prudential policy framework.

March 2013 – The Reserve Bank has implemented the final capital-related components of Basel III with new requirements for counterparty credit risk and central counterparty exposures taking effect on 31 March 2013.

January 2013 – The Reserve Bank published a regulatory impact assessment (PDF 181KB) on the increase in the Core Funding Ratio (CFR) from 70% to 75%.